EXPECT THE UNEXPECTED

How many times have you been elated because you have extra cash and spent it on something other than your living expenses? If you've done that more than once, you are failing to realize it isn't extra cash at all. This is why separating your money is so vital.


If you would have separated your money, you would not falsely see this cash in hand as extra. With this so-called-cash in hand, you go out and have a good time, only for the euphoria to collapse into anxiety when you realize one week later, you needed that "extra cash" for a bill you just received. oops! You can avoid being short money if you just discipline yourself to separate your money.  There are many ways to separate your money. 

1. You can open another bank account where you put money you have separated into.  (This is the way I do it)  I set goals and get a kick out of watching my money grow.  It's an adrenaline rush!
2. Another way to separate your money is envelopes.  Put your money in an envelope and seal it (just for security reasons).  If you have a safe, put it in there.
3. If you don't think you are disciplined enough to live side-by-side with your stashed cash and a bank is not your option at this time, give it too a trusted family member.  Perhaps one who doesn't live with you, like your mom.

Go ahead and try it, and eventually, you will become stronger.  You will have great self control.  It's an awesome thing.  Keep me posted, please.  Take Care